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Driving Without Insurance

If you drive a vehicle in a public place and do not have a policy of insurance to cover this driving, you may be prosecuted for the offence driving while uninsured. Penalties can be severe and include both a fine and/or disqualification from driving. 

While Judges may impose a mandatory disqualification from driving, they can, on occasion, be persuaded to exercise their discretion not to disqualify the driver, once satisfied that special reasons exist why they should not disqualify the driver. However, this discretion is only open to a Defendant once. If you have availed of a judicial discretion before or have had a previous conviction for driving while uninsured, you will not be able to avail of the Judge’s discretion at a later date.